Tackling Student Debt?

One of the harshest realities of being a college student and graduate is paying back student loans. Students face significant pressure just getting into college and staying in college, but the pressures continue long after you graduate when you have debt. The recent graduating class of 2015, faces the highest amount of student loan debt, … Read moreTackling Student Debt?

AGScamHelp Brings Foreclosure Scam Awareness

The New York State Attorney General created AGScamHelp.com to help New Yorkers identify scams, find trustworthy help through the Homeowner Protection Program (HOPP), and report potential scammers directly to the Attorney General’s office. prevent New Yorkers from becoming victims of these terrible scams. Visit the Attorney General’s new website AGScamHelp.com if you think you have been a victim of … Read moreAGScamHelp Brings Foreclosure Scam Awareness

Stop Credit Discrimination in Employment Act In Effect

Stop Credit Discrimination in Employment Act (SCDEA), went into effect on September 3rd, 2015. The law was put in place protect employees and potential applicants from being discriminated by credit checks. The law was signed on May 6th, 2015 by Mayor Bill de Blasio and Human Rights Commissioner and Chair Carmelyn P. Malalis. “Using credit scores … Read moreStop Credit Discrimination in Employment Act In Effect

10 Things Every Consumer Should Know

The Department of Consumer Affairs All consumers should know the ten following tips:

1. Check a business’ license status and complaint history.

2. Look for refund policies and credit card limitations, which stores must post.

3. Look for prices, which stores must post for goods and services.

4. Ask for and keep receipts. 

5. Beware of false advertising and scams.

6. Look for a DCA seal on scales, gas pumps, and home heating oil delivery trucks, which shows they passed inspection.

7. Protect your identity. 

8. Research, negotiate, and review contracts carefully.

9. Tackle your debt and take control of your finances.

10. File a complaint if you’ve had a problem the business won’t resolve.

Ten Things Every Consumer Should Know: PDF

Help for New Yorkers with Tax Problems

It’s tax season and LawHelpNY previously wrote about free places to file and Earned Income Credit, but there may be difficult situations that arise after have filed your taxes or failing to file. Dealing with the IRS can be overwhelming, but there are resources in New York that taxpayers can turn to for assistance with … Read moreHelp for New Yorkers with Tax Problems