Student loan problems? New Student Loan Legal Hotline

Student debt in the United States has now passed the $1 trillion mark.  Although, student loans provide people with the opportunity to get college education, there are still significant costs to borrowing this money. For example, borrowers often have to deal with high interest rates, threat of delinquency, and the possibility of wage garnishment which … Read moreStudent loan problems? New Student Loan Legal Hotline

Know your rights and tackle your debt today!

The unemployment and underemployment situation for New Yorkers is not getting any better.  This means that families across the state are still struggling with debt, potential foreclosure, and limited resources.  To find out what assistance may be available to help you deal with your debt, first make a list of the different types of debt … Read moreKnow your rights and tackle your debt today!

Find out if you qualify for low-cost phone service

Do you you know you may qualify for a discount on your telephone service through the Lifeline and Link-up programs? The program provides qualified consumer with discounts for monthly residential phone bills for basic telephone service and some wireless and cellular providers. Link-up program: provides a discount on the cost of initiating service for a … Read moreFind out if you qualify for low-cost phone service

Foreclosure scams target people struggling with their mortgages

At 8.5%, New York has one of the highest unemployment rates in the nation.  One of the effects of unemployment is that homeowners throughout NY may also be struggling to pay their home mortgages and may even be facing foreclosure.  Unfortunately, there are many fraudulent companies out there that are keeping a close look at … Read moreForeclosure scams target people struggling with their mortgages

Learn about Access to Justice (A2J) Programs

Normally, if you can’t afford an attorney for a civil court case, you can get an attorney at your local legal aid office. In the past few years, more people have become financially eligible for legal aid, but legal aid offices nationally have shrunk due to lack of funding. This is where A2J programs come … Read moreLearn about Access to Justice (A2J) Programs

You have a right to be free of debt collector abuse

A federal judge, in response to a case filed by the New York State Attorney General and the Federal Trade Commission has ordered a debt collector in Buffalo going under the names, eCapital Services or the National Check Registry to stop lying to borrowers by telling them that they face prison or job loss for … Read moreYou have a right to be free of debt collector abuse

What you dont know about student loans

Student debt in the United States has now passed the $1 trillion mark.  This debt is now substantially greater than both credit card and auto debt loans. Although, student loans provide people with the opportunity to get college education, there are still significant costs to borrowing this money. For example, borrowers often have to deal … Read moreWhat you dont know about student loans

Dealing with the consumer debt legal process, step-by-step

Dealing with consumer debt can be scary. It is natural to be unsure of what to do, but it is crucial that you understand the process, gather the right resources, and most important – TAKE ACTION!
 
The video explains the consumer debt legal process in New York, step-by-step. If you prefer to see only the sections that might be most relevant to your situation, visit clarovideo.org.

Law expert dishes on debt collection tips for New Yorkers

Each year, thousands of New Yorkers find themselves unable to keep up with financial obligations.  If you find yourself unable to pay down your debt and having to deal with debt collection, the repercussions can make the situation overwhelming and paralyzing. Learning the ins and outs of the debt collection process and where to get … Read moreLaw expert dishes on debt collection tips for New Yorkers